Service overview

Funding plan

Effective management of loan, market and strategy risks is inseparable from funding strategy. A retail loan business’ development strategy determines future asset structure. And because there are no assets without liabilities, their structure, dynamics and funding plans, too, are affected. The bank now needs to select a funding strategy to go ahead. Most European and US banks use match funding to balance assets and liabilities with their various terms. This strategy called “match funding” is a good protection against interest and liquidity risks. A funding strategy is another way to connect assets and liabilities within a formula, which helps automating plan generation.

Additional RRAS functional tool can forecast term balance, create funding plans and compute liquidity and interest risks consequent to them.

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Service

• Scenario analysis and forecasting
• Stress-testing
• Risk factors determination and analysis
• Scoring cards calibration
• Credit risks assessment
• Market and liquidity risk assessment
• Hedging
• Funding plan
• Reserves forecasting
• Pricing
• Capital adequacy
• Basel
• Model validation